Youth Financial Empowerment
Building a Generation That’s Financially Informed and Future-Ready
At PGRSS, we believe financial literacy is not a luxury — it’s a necessity, especially for young people stepping into adulthood. Our Youth Financial Empowerment initiative equips students, college-goers, and young professionals with the essential knowledge and tools they need to make smart financial decisions, avoid debt traps, and plan for a stable future.
Whether it’s understanding how to budget, save, invest, or access government support schemes, we ensure that youth from both urban and rural backgrounds are empowered to take control of their finances and lead self-reliant lives.
What We Teach
- Basics of Personal Finance
Income, expenses, savings, budgeting, and understanding needs vs. wants. - Banking & Digital Literacy
Opening bank accounts, using UPI/payments apps safely, understanding ATM and online transactions. - Saving & Investment Awareness
Introduction to recurring deposits, PPF, post office schemes, SIPs, and insurance basics. - Debt Awareness & Avoidance
Understanding loans, credit scores, and how to avoid common financial traps. - Career & Income Guidance
Job readiness, freelancing, government schemes for youth entrepreneurs, and digital earning platforms. - Government & Welfare Schemes
PM Mudra Yojana, Skill India, Startup India, Jan Dhan Yojana, and more — made accessible and understandable.
How We Deliver This Training
- Financial literacy workshops in schools, colleges, and rural youth clubs
- Interactive sessions with financial experts and bank professionals
- Visual tools like charts, games, mobile-friendly content, and Kannada-language resources
- Practical simulations: Budget planning activities, mock banking exercises, and saving challenges
- Partnerships with banks, fintech firms, and CSR programs for deeper reach
Our Impact So Far
- Trained 3,000+ youth in financial literacy across Karnataka
- Enabled rural students to open their first savings accounts
- Conducted special sessions for SHG youth groups and young entrepreneurs
- Helped beneficiaries access government-backed loans and support schemes
- Boosted confidence in youth to handle money responsibly and independently